Just like summer brings new energy and momentum, NOW is the perfect opportunity to review your finances, strengthen your coverage, and get your financial “house” in order.
Whether you’re focused on protecting what matters most or getting your financial situation in order for what’s ahead, NOW is the ideal moment to build stability and keep your goals moving in the right direction. After all, the steps you take today set you up for the security and confidence that you will benefit from in the days and years ahead!
Let Lino help you nurture your financial well-being this summer and beyond. It’s a GREAT time to review your insurance coverage and financial plans—so you and your loved ones are protected through every season of the year.
My team and I are here to help you protect Who and What you LOVE, what you OWN and what you SAVE!
My goal is to empower you with the knowledge and tools necessary to make informed decisions about your insurance options. I look forward to becoming your source for all your insurance needs. Let’s work together to protect your future! Remember, a little preparation today can lead to big savings and security tomorrow!
PLEASE CALL / TEXT to schedule an in person, virtual or phone appointment TODAY!
Our mission is always to exceed our customer's expectations by building quality relationships which enable us to provide excellent service - don't take my word for it, just take a look at our REVIEWS!
We do this by helping customers manage their everyday risks through a combination of proper coverage and reasonable price - this is the foundation of my agency philosophy. Let's have a simple conversation about your current coverages and what they actually do and (don't do) for you and your family! Afterall, you never want to find out you do not have adequate coverage at one of those times when you actually need it!
With more than 30 years of experience in the insurance and financial services sector, and as a proud State Farm policyholder for over 35 years, I am dedicated to addressing all your insurance and financial needs. My previous role as CEO of a not-for-profit fraternal life insurance company has provided me with a unique perspective on risk management and a deep understanding of the vital role insurance plays in safeguarding everything you’ve worked hard to achieve.
As the son of a Portuguese immigrant, family and close friendships hold great significance for me. My wife, Linda, and our three children—Matthew (and Felicia), Monica, and Lindsey—are the center of my life, and I cherish the moments we share together. I am also fortunate to have my parents, who still reside in Rodeo, as an important part of our lives.
Whether it’s family gatherings, cultural celebrations, golf outings, cooking together, or camping adventures, I truly value the blessings life offers. These experiences enrich my life and fuel the passion I bring to both my personal and professional endeavors.
As a lifelong resident of Contra Costa County, I’m honored to serve as a State Farm Agent in the very community where I grew up. Born at Brookside Hospital and raised in Tara Hills, I attended Kerry Hills Elementary, Pinole Junior High, and graduated from Pinole Valley High School. During my school years, I was actively involved in football, track, student leadership, and my parish at St. Joseph’s Church. The communities of Pinole, Hercules, Rodeo, Port Costa, Crockett, San Pablo, Richmond, and El Cerrito are close to my heart—I genuinely know and care about West County!
Wherever you live in California, I am licensed to offer the full range of State Farm insurance products, supported by the reliable “Like a Good Neighbor” service that State Farm is known for. I look forward to the chance to assist you!
Frequently Asked Questions (FAQs)
Q: How do I get car insurance quotes?
A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Looking for coverage? Talk with Lino about your options in Pinole.
Q: How soon can I get insured for my car?
A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Pinole, CA, reach out to Lino.
Q: What kind of insurance do I need for a leased vehicle?
A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Lino is proud to serve the Pinole community.
Q: How does life insurance work at a basic level?
A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Serving Pinole and the surrounding area, Lino can help answer your questions.
Q: What happens when you have life insurance in place?
A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Have questions? Lino in Pinole can walk you through your options.